Ways to Cope


Please join us today and share with us all your survival tactics, saving tips, ways of managing layoffs and dwindling finance, and most of all, share with us your wisdom and fighting spirit.

ways to cope


10 Questions About Working After Retirement


1. Why should I work now that I have finally retired?
2. Does it pay to keep on working?
3. How do I decide what type of job is the right one for me?
4. When and how should I begin planning my retirement career?
5. What is the best way to find a job?
6. Will I be offered a lower salary because I am receiving a pension?
7. How can I prepare myself for conflicts with younger colleagues?
8. Should I consider starting my own business?
9. Where can I go for job training and placement?
10. Is there a way I can try out a new career?

For detail explanation of above questions, please refer to article.


Retirement work ideas | Earn money after retirement

6. START A CHILD CARE (not baby care)

For detail information, please refer to article


A Guide for Teens: How to Find a Summer or Part-Time Job

1. Decide on the summer job you want or need (type, location, hours, pay)
2. complete a self-analysis (your skills, what to offer an employer, work experience, paid or volunteer, learned from school).
3. Develop a resume.
4. Use all available resources (parents, friends’ parents, teachers, other contacts) to land that job.
5. Follow all job leads (from contact above, newspaper ads, Internet) and hit the pavement.
6. Send in applications to all jobs that interest you.
7. Make detail prepartion for each interview.

Where Teens can Find Summer Jobs

1. Local merchants
2. Small businesses
3. Corporate offices
4. Stores at the malls
5. Hotels and resorts
6. Tourist attractions
7. Golf & tennis clubs
8. Grocery stores
9. Fast food & restaurants
10. Parks and recreation departments
11. Local government summer job programs
12. Summer camps
13. Working for yourself
14. The web


Methods of anger management

(Wikipedia )

Psychologists recommend a balanced approach to anger, which both controls the emotion and allows the emotion to express itself in a healthy way. Some descriptions of actions of anger management are:

Direct   Not beating around the bush, making behaviour visible and conspicuous, using body language to indicate feelings clearly and honestly, anger directed at persons concerned.

Honorable   Making it apparent that there is some clear moral basis for the anger, being prepared to argue your case, never using manipulation or emotional blackmail, never abusing another person’s basic human rights, never unfairly hurting the weak or defenseless, taking responsibility for actions.

Focused   Sticking to the issue of concern, not bringing up irrelevant material.

Persistent   Repeating the expression of feeling in the argument over and over again, standing your ground, self defense.

Courageous   Taking calculated risks, enduring short term discomfort for long term gain, risking displeasure of some people some of the time, taking the lead, not showing fear of other’s anger, standing outside the crowd and owning up to differences, using self-protective skills.

Passionate   Using full power of the body to show intensity of feeling, being excited and motivated, acting dynamically and energetically, initiating change, showing fervent caring, being fiercely protective, enthusing others.

Creative   Thinking quickly, using more wit, spontaneously coming up with new ideas and new views on subject

Forgive   Demonstrating a willingness to hear other people’s anger and grievances, showing an ability to wipe the slate clean once anger has been expressed.

Listen to what is being said to you. Anger creates a hostility filter, and often all you can hear is negatively toned.


Keira campaigns against domestic violence

Keira Knightley is doing what Rihanna should do.

Taking a firm and public stand against violence toward women.

The award-winning British actress is shown being brutally attacked by her boyfriend in a disturbing new anti-domestic violence video for Women's Aid.

The two-minute clip opens with the actress heading home from a long day of filming. When she arrives home, her boyfriend verbally and physically attacks her, accusing her of having an affair with a costar.

But be warned. It looks real.

Knightley lays on the floor as the beating continues, and when the camera pans out, you see an empty film set.

"Isn't it time someone called cut?" the ad says. The video will air on April 6 in movie theaters.

Knightley volunteered to star in her "Atonement" director Joe Wright's video  because "while domestic violence exists in every section of society we rarely hear about it. Domestic violence affects one in four women at some point in their lifetime and kills two women every week."


Self Evaluation for Depression ***

(by Ann Veilleux — http://annveilleux.com/ )

Depression is a serious disease; it steals your life away. Many people put up with depression, because they are too depressed to take any action or don’t realize they have it. 80 to 90% of depressions can be treated.

Below is a self test you can take if you think you might have depression. If you have more than half of these symptoms and they have persisted over time, it is worthwhile to seek professional help.

* Suicidal thoughts or impulses. This is a dangerous situation and you must get professional help now.

* Recurring negative thoughts about yourself; low self esteem.

* Ruminating thoughts.

* Feeling hopeless, helpless, inadequate.

* Low mood.

* Low energy, feeling sluggish or that you don’t want to move. Having trouble completing things, procrastination.

* Trouble getting out of bed in the morning.

* Little or no interest in doing things that you previously enjoyed, avoiding people.

* Problems with mental acuity like sharpness of thought and poor memory.

* Trouble making decisions.

* Irritability or anger in excess.

* Change in sleep patterns such as oversleeping or difficulty falling or staying asleep, waking in the early morning and not being able to go back to sleep.

* Changes in your appetite, eating more or less, food seems unappealing or you crave carbohydrates.

* Loss of interest in sex. Loss of pleasure in everyday things. Feeling flat.

* Daily mood change, for example: you always feel worse in the morning and better by evening.

* Family history of depression, other mental or emotional problems or alcoholism - either treated or not.

*** Ann Veilleux (MSSW, LCSW) is a psychotherapist who has been in private practice for over 30 years. Her website is about her experiences as a therapist and about psychotherapy from her point of view. Her pratice is in Wisconsin.


Tips for New Grads

* During recessions, alcohol abuse, emotional and higher rates of personal and family problems. Seek professional and personal transitional support, specific career transitional help and stress management.

* Change expectations and be creative about your job hunt. know who you are, your passions and strengths.

* Think about new areas of interest and new ways you can apply your skills, e.g. a social sciences graduate, can have a set of very portable skills, such as writing, research, analytics and measurement, which are useful in other jobs.

* Stay in for another year in graduate school.

* Have your networking cards on hand, with your name, contact information, degree and area of expertise. Don’t underestimate the power of weak links, because occasionally contacts through an employer’s relative, hair-dresser, or neighbour can land you a job.

* Build a directory of employers to apply to, you may get a better chance of getting a job with a company that is not posting a vancancy than with one that is.


Got laid-off, what you can do

If you’ve been laid off or know someone who has, some important guidelines may help avoid pitfalls that can exacerbate a bad situation.

Experts suggest:

* Get help. Possibilities include an official employment-support program, a mental health association, your doctor or a member of the clergy.

* Find information on the Internet regarding depression, anxiety and available treatments.

* Avoid isolating yourself and internalizing negative thoughts. This is the time to speak about your feelings and develop as many relationships as possible.

* Make the time and effort to engage or re-engage with friends and family members.

* Recognize anger that is spilling out at home and get help before it escalates to violence or broken relationships.

* Create realistic to-do lists and celebrate small accomplishments.

* Maintain an active schedule, including physical exercise, relaxation techniques and healthy eating.

* Recognize that children pick up on parents’ tensions and anxieties, much more so if those issues are not being practically addressed.

* Be aware of regression in children: soiling themselves, acting out or doing poorly in school, needing to sleep with mom and dad.

* Hunt for silver linings until you find some.

* Gratitude for what you have is important.

* Don’t look back and wish for what no longer exists.

And for those supporting someone who has lost a job:

* Don’t criticize or return anger.

* Don’t overload or make excessive demands.

* Recognize that those who are depressed are often judging themselves with impossible-to-meet standards.

* Look for signs of depression and offer to find help.

* Be as encouraging as possible.

Barbara Turnbull (Toronto Star)


10 Tips for saving fuel

(These handy suggestions come from Green Living Enterprises Green Tips booklet.)

1. Start off slower
Being first to zoom ahead at the green light doesn’t get you there any quicker. Countless studies by universities, highway authorities and engine manufacturers prove it. Jackrabbit starts save less than three minutes over 60 minutes of driving but end up using 40 percent more fuel and increase toxic emissions by 400 percent
2. Slow down
It’s not just dangerous but speeding wastes fuel. Highway speeds over 100 km/h drastically impact fuel efficiency — cars travelling at 120 km/h instead of 100 km/h use 20 percent more fuel to cover the same distance. Trucks travelling at 120 km/h instead of 100 km/h use 50 percent more fuel. Both emit 100 percent more carbon monoxide, 50 percent more hydrocarbons and 31 percent more nitrogen oxides.
3. Tune-up!
Be sure to provide your vehicles with frequent tune-ups. A well-maintained vehicle performs better on the road, decreases maintenance costs and improves fuel efficiency.
4. Smooth move
Changing the oil regularly is another double bonus for your car and the environment: when your engine is running in top condition, it is burning fuel most efficiently. The average recommendation for oil changes is every three months or 5,000 km. Ask the mechanic to see that your old engine oil gets recycled, and check the replacement oil: the best oils for fuel efficiency are labelled “Energy Conserving” and can reduce your fuel consumption by 3 percent. Consider using a bio-based transmission oil for your car.
5. Stop idling
Letting your engine idle for more than three minutes not a good idea. Idling quickly consumes fuel and can add 50 percent to fuel costs while shortening the effectiveness of your engine oil by 75 percent. And it’s not doing anything for the longevity of your engine either. Idling runs your engine below peak temperature, which means that over time you’re actually doing damage to it. There’s also no need for that morning warm up since our cars are now electronically controlled. An engine actually warms up faster while driving.
6. Tire pressure
There’s a lot more than the environment riding on your tires. For safety reasons alone, you should make a regular habit of checking your tire pressure but do so when tires are cold, not fresh from use. In addition or under-inflated tires increase fuel consumption and cause premature wear on the tires.
7. Lighten your load
Carrying excess weight places unnecessary strain on your vehicle’s engine and greatly affects its fuel efficiency. A loaded roof rack can decrease your fuel efficiency by up to 15 percent on smaller cars and up to 5 percent on SUVs or trucks. Even driving with an empty rook rack wastes gas.
8. Cut back on your driving
Save gas by driving less. Combine several errands into a single trip, take a minute before you leave home to plan multiple errands and map out your route. Start using public transit as much as possible. Leave the car at home if you can get there by walking, cycling or taking the bus, train or metro.
9. Trade in the off-road vehicle
Sporty utility vehicles and trucks pollute over twice as much as the average new car. Do we really need that SUV on city streets, where the extra weight and friction caused by four-wheel-drive equipment guzzles up gas? SUVs use 30 percent more gas than other cars. So, opt for a lighter, two-wheel-drive vehicle — they’re easier to park anyway!
10. Buy a fuel-efficient vehicle
While the best choice by far for clean driving is a hybrid car, which runs on a combination of battery power and gasoline and uses far less gasoline. But there are also traditional vehicles with respectable fuel-efficiency ratings. A typical car produces roughly three times its weight in carbon-dioxide emissions every year, so a good general rule is the lighter your car, the better its fuel efficiency.



(from Wikipedia, the free encyclopedia)

A staycation (or stay-cation, or stacation) is a neologism for a period of time in which an individual or family stays at home and relaxes at home or takes day trips from their home to area attractions. Staycations have achieved high popularity in current hard economic times in which unemployment levels and gas prices are high.

Common activities of a staycation include use of the backyard pool, visits to local parks and museums, and attendance at local festivals. Some staycationers also like to follow a set of rules, such as setting a start and end date, planning ahead, and avoiding routine, with the goal of creating the feel of a traditional vacation.


Saving Tips from Calgary

(by Helen Chiu/ April 22, 2009)

Here is a list of Saving Tips sent in by our reader.

* Save coupons to shop;
* Check out sales;
* Buy cheaper cuts of meat and use slow cooking to tender meat.
* Check out the reduced items.
* There is nothing wrong with most of the food items, except that the expiry date is the same day or the next day or some of the canned goods may be dented or disfigured.
* Cook and bake from scratch rather than package food.
* Cook at home rather than eat out unless you get a two for one coupon.
* Boil your own water rather than buying bottled water.
* Grow your own vegetables and freeze them.
* Use public transit instead of driving your car.
* Walk as much as possible for a healthy you rather than going to a gymn
* Engage in a hobby rather than looking for entertainment outside the house..
* Buy clothings & shoes that are wearable rather than name brand items.
* Basic money saving habits will save big.



   The Freecycle Network™ is made up of 4,688 groups with 6,489,000 members across the globe. It’s a grassroots and entirely nonprofit movement of people who are giving (& getting) stuff for free in their own towns. It’s all about reuse and keeping good stuff out of landfills. Each local group is moderated by a local volunteer (them’s good people). Membership is free. To sign up, find your community by entering it into the search box above or by clicking on “Browse Groups” above the search box.
For more information, please visit their site at http://www.freecycle.org



Barter is a type of trade in which goods or services are directly exchanged for other goods and/or services, without the use of money. It can be bilateral or multilateral, and usually exists parallel to monetary systems in most developed countries, though to a very limited extent. Barter usually replaces money as the method of exchange in times of monetary crisis, when the currency is unstable and devalued by hyperinflation.

Swapping is the increasingly prevalent informal bartering system in which participants in Internet communities trade items of comparable value on a trust basis.

While swapping is an excellent way to find and obtain items that are inexpensive, it relies upon honesty. A dishonest participant might arrange a swap, and then never complete their end of the transaction, thus getting something for nothing. This practice is called swaplifting. (wikipedia)


Green Granny

Barbara Warmsley, UK Oxfam’s Green Granny starts a new series of tips and ideas for saving money and living better. For more information and to tell us your ideas for living better go to http://www.oxfam.org.uk/goodideas.

This video introduces the idea of 4-a-week which involve buying more fairtrade, wasting less, buying less…

Barbara Walmsley, Oxfam’s Green Granny starts a new series of tips and ideas for saving money and living better. Here she shows us how to make the most of stale bread, mend clothes and get outdoors.

Barbara Warmsley, Oxfam’s Green Granny continues her series of tips and ideas for saving money and living better. Here she talks about a great website for generating recipes from leftovers and shows how simply flicking a switch can save you cash.

Green Granny shares her of tips and ideas for saving money and living better. Here she busts the myths that buying second hand is boring and surfs the web for fantastic bargains online.

Barbara Warmsley, Oxfam’s Green Granny continues her series of tips and ideas for saving money and living better. Here she talks about a great website for generating recipes from leftovers and shows how simply flicking a switch can save you cash.


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